Boost revenue and minimize losses through a continuously optimized approval process for both card and alternative payment methods.
+4.2 ppt average uplift
in approval rates of our enterprise merchants.
-0.67 ppt average decrease
in chargeback rates of our enterprise merchants.
+27 ppt average conversion uplift
due to cash voucher UX redesign according to user behavior.
EBANX performance benefits
An Approval Funnel that Meets your Strategy
EBANX can act on business rules, fraud prevention and acquiring/issuer routing for the best balance in approval and risk management.
Ever-Active Anomaly Detection to Boost Protection
We continuously monitor for irregular approval rates, volumes, and key metrics, even when dealing with unfamiliar behaviors, safeguarding against potential fraud escalation.
Advanced Card Capabilities that Optimize your Transactions
EBANX combines tailored machine learning with 3DS authentication and features: Network Tokenization, Pre-Authorization, Multiple Partial Refunds, Card verification, Smart Routing, and more.
Connection to Leading Local Partners and Payment Players
We proactively engage with acquirers, issuers, and schemes to continually manage and instill confidence in our merchants.
Seamless Integrations for Faster Go-to-Market
Go to market faster in emerging markets with optimized integration options that complement your existing payment stack: PSPs, payment orchestrators, connection layers, and more.
EBANX Exclusive Smart Routing Machine Learning Model
Our weekly updated model, fed by multiple data entrees, supports our results in superior payments performance.
Issuing bank and the type of card within the bank.
The volume of the order being processed (variable or static).
Acquirers tend to have higher approvals on specific card brands.
Recurring, Installments, CVV, Frequency, etc.
Retries in response codes to optimize approvals.
Proven results with consistent payment optimization: use cases
EBANX identified that a top gaming merchant's retry logic could be improved for customers with non-sufficient funds, a very common rejection reason in Brazil.
Implementing a card verify process immediately increased approval rates by 3%.
The merchant approval rate per unique user is outperforming similarly benchmarked merchants by ~7%.
EBANX analyzed the free trial abuse with digital cards for a major streaming merchant. This negative behavior would provide an extended freemium period, impacting the merchant's conversion and revenue stream.
User ID and device fingerprint were implemented and tailored fraud reports are sent twice a week, preventing fraudulent behavior. As a result, there was a 0.2 to 0.5 reduction in chargebacks per month, in a span of 24 months.