Kenya Payment Gateway: Start Processing Locally in Africa

Accelerate expansion improving conversion in a market where mobile money drives e-commerce forward.

Digital Commerce

  • Africa’s e-commerce users are forecast to surpass half a billion, and e-commerce penetration shall reach 43% by 2027.

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Simplified Expansion

  • The one-stop-shop solution to unlock payments in Kenya and other markets in Africa, tailored to accommodate the digital payment preferences of local consumers. 

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Mobile Money

  • Charge your customers in Kenya with their top-favorite payment methods powered by USSD technology.

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Global companies selling with EBANX in Rising Markets

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EBANX solutions
↪in Kenya

Accept mobile money in a market where mobile drives e-commerce forward.

Pay-In

A variety of payment methods with solutions that increase your total addressable market by providing the most relevant options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • Direct connection with local acquirers

  • Optimized balance between approval rates and chargebacks

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local risk and compliance management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house

More about Pay-In

International Funds Settlement

Sell to Kenyans in Kenyan Shilling (KSH) while accepting the most popular local payment methods. Receive your funds in USD anywhere.

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payment methods in Kenya

Kenyans use their phones as wallets. And we don't mean contactless virtual cards. Mobile phone-based money transfer services like M-Pesa and Equitel allow locals to send money, pay bills, withdraw cash, and buy goods and services, among other things - including paying for rent and loans.

About half the population in Kenya uses mobile money to pay for purchases.

Share of payment methods in Kenya (2022)

Source: Cellulant, 2022.

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Payments in Kenya

How Mobile Money is shaping the future of Kenya's growing market

Payment methods available in Kenya with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
Visa
Mastercard
Installments

No

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

No

No
Yes
Yes
No
Visa
Mastercard
Installments

No

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

No

No
Yes
Yes
No
Mpesa
Airtel
Installments

No

when a payment is made at intervals
Recurrence

No

International Settlement

Yes

Domestic Settlement

No

No
No
Yes
No
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Ebanx Makes Cross-border Payments Easy So You Can Focus On Growth

Have a complete payment solution that helps your business cross borders and process international payments in Kenya and many other countries in Africa and Latin America.

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Keep reading about payments in rising markets

Mobile Payments in Africa

How phones, SIM cards, and bank accounts have led to a continental financial inclusion.

Download whitepaper

Beyond Borders 2022-2023

An overview of online commerce in Latin America and Africa

Download Study