MEXICO Payment Gateway: Process Local Payments Seamlessly

The second largest market in LatAm still has a lot of room to grow

Digital Commerce

  • Mexican digital commerce is expected to grow 23% annually through 2025.

  • The digital commerce penetration in Mexico went from 57% in 2020 to 68% in 2022.

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Solutions 

  • Pay-in with local relevant payment methods and hybrid funds settlement (domestic and/or international).

  • International and domestic payouts in local currency.

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Payment Methods

  • From cash-based to instant payment options, see all the payment methods available through EBANX in Mexico.

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Global companies selling with EBANX in Mexico

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A mobile-first and highly connected society with ever-increasing digital commerce

The country's consuming habits and digitization have changed with the COVID-19 pandemic, with increased connectivity spurring online commerce growth. Since 2019, Mexico has ranked in the top five countries with the most significant e-commerce growth in the world. 

  • +131% YoY growth: account-based transfer was the fastest-growing payment method in Mexico in 2022, followed by BNPL, with annual growth of 82%.

  • +23% CAGR: the compound annual growth rate through 2025 is 23%.

  • +38% YoY growth: cross-border annual growth in Mexico in 2022.

  • Mobile x Desktop: Mexicans bought more using mobile devices (75%) over desktops (25%) in 2022.

  • Retail: is the industry leader in sales volume ($37 billion in 2022), but when it comes to annual growth rate, travel occupies the highest podium (37%), followed by retail (28%), digital services (26%), and digital goods (23%).

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EBANX solutions
in mexico

Pay-In

Diverse payment methods with solutions that increase your total addressable market by providing the most appropriate options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • 100+ direct connections with local acquirers

  • Optimized balance between approval rates and chargeback levels

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local risk and compliance management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house 

More about Pay-In

Payout

Pay suppliers and partners in Mexican Pesos (MXN), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.


  • Fast payouts with local payment methods

  • 90% average success rates

  • Request single and mass payouts in 3 easy steps

  • Work with amounts in USD or local currency

  • No minimum payout amount

  • Customizable reconciliation and detailed reports

More about Payout

payment methods in mexico

Like many Latin American countries, Mexico has a particular financial system that directly influences how people pay for their purchases. Mexican consumers are used to paying with cash-based methods, and even those with a card usually feel more comfortable paying with cash, simply out of cultural habit.

Payments on digital commerce in Mexico (2022)

Source: EBANX & AMI Datapack 2022 *Includes cash on delivery, gift cards, and other miscellaneous payment methods.

Payment methods available in Mexico with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
OXXO
OXXO Pay
Paynet
Installments

N/A

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

Yes

N/A
Yes
Yes
Visa
Mastercard
American Express
Carnet
Installments

Yes

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

Yes

Yes
Yes
Yes
Visa
Mastercard
Carnet
American Express
Installments

Yes

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

Yes

Yes
Yes
Yes
Mercado Pago
Mercado Pago Connect
Mercado Crédito (BNPL)
Installments

Yes

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

Yes
Yes
No

Payment notifications by email

Besides offering several payment methods, EBANX also cares about your customer experience. When your customers in Mexico place an order, EBANX sends a payment-created notification via email. They receive a reminder if the payment isn't made within 24 hours. Finally, a confirmation message is sent by email, closing out the user payment experience after confirmation. 

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Payouts in Mexico available with EBANX

*Get in touch with us for restrictions or further details. 

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EBANX makes cross-border payments easy so you can focus on growth

Have a complete payment solution that helps your business cross borders and process international payments in Mexico and 17 other countries in Latin America and Africa.

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Keep reading about payments in rising markets

Beyond Borders 2022-2023:

An overview of online commerce in Latin America and Africa

Download Study

Mexico: Payments & Market

Insights about consumption and payment trends in Mexico

Download Whitepaper