MEXICO Payment Gateway: Process Local Payments Seamlessly

The second largest market in LatAm still has a lot of room to grow

Digital Commerce

  • Mexican digital commerce is expected to grow 23% annually through 2025.

  • The digital commerce penetration in Mexico went from 57% in 2020 to 68% in 2022.

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Solutions 

  • Pay-in with local relevant payment methods and hybrid funds settlement (domestic and/or international).

  • International and domestic payouts in local currency.

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Payment Methods

  • From cash-based to instant payment options, see all the payment methods available through EBANX in Mexico.

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Global companies selling with EBANX in Mexico

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A mobile-first and highly connected society with ever-increasing digital commerce

The country's consuming habits and digitization have changed with the COVID-19 pandemic, with increased connectivity spurring online commerce growth. Since 2019, Mexico has ranked in the top five countries with the most significant e-commerce growth in the world. 

  • +131% YoY growth: account-based transfer was the fastest-growing payment method in Mexico in 2022, followed by BNPL, with annual growth of 82%.

  • +23% CAGR: the compound annual growth rate through 2025 is 23%.

  • +38% YoY growth: cross-border annual growth in Mexico in 2022.

  • Mobile x Desktop: Mexicans bought more using mobile devices (75%) over desktops (25%) in 2022.

  • Retail: is the industry leader in sales volume ($37 billion in 2022), but when it comes to annual growth rate, travel occupies the highest podium (37%), followed by retail (28%), digital services (26%), and digital goods (23%).

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EBANX solutions
in mexico

Pay-In

Diverse payment methods with solutions that increase your total addressable market by providing the most appropriate options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • 100+ direct connections with local acquirers

  • Optimized balance between approval rates and chargeback levels

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local risk and compliance management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house 

More about Pay-In

Payout

Pay suppliers and partners in Mexican Pesos (MXN), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.


  • Fast payouts with local payment methods

  • 90% average success rates

  • Request single and mass payouts in 3 easy steps

  • Work with amounts in USD or local currency

  • No minimum payout amount

  • Customizable reconciliation and detailed reports

More about Payout

payment methods in mexico

Like many Latin American countries, Mexico has a particular financial system that directly influences how people pay for their purchases. Mexican consumers are used to paying with cash-based methods, and even those with a card usually feel more comfortable paying with cash, simply out of cultural habit.

Payments on digital commerce in Mexico (2022)

Source: EBANX & AMI Datapack 2022 *Includes cash on delivery, gift cards, and other miscellaneous payment methods.

Payment methods available in Mexico with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
OXXO
OXXO Pay
Paynet
Installments

N/A

when a payment is made at intervals
Recurrence

N/A

International Settlement

Yes

Domestic Settlement

Yes

N/A
N/A
Yes
Yes
Visa
Mastercard
American Express
Carnet
Installments

Yes

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

Yes

Yes
Yes
Yes
Yes
Visa
Mastercard
Carnet
American Express
Installments

Yes

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

Yes

Yes
Yes
Yes
Yes
Mercado Pago
Mercado Pago Connect
Mercado Crédito (BNPL)
Installments

Yes

when a payment is made at intervals
Recurrence

N/A

International Settlement

Yes

Domestic Settlement

No

Yes
N/A
Yes
No

Payment notifications by email

Besides offering several payment methods, EBANX also cares about your customer experience. When your customers in Mexico place an order, EBANX sends a payment-created notification via email. They receive a reminder if the payment isn't made within 24 hours. Finally, a confirmation message is sent by email, closing out the user payment experience after confirmation. 

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Payouts in Mexico available with EBANX

*Get in touch with us for restrictions or further details. 

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EBANX makes cross-border payments easy so you can focus on growth

Have a complete payment solution that helps your business cross borders and process international payments in Mexico and 17 other countries in Latin America and Africa.

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Keep reading about payments in rising markets

Beyond Borders 2022-2023:

An overview of online commerce in Latin America and Africa

Download Study

Mexico: Payments & Market

Insights about consumption and payment trends in Mexico

Download Whitepaper