Nigeria Payment Gateway: Online Solutions for Digital Commerce in Africa

Accelerate expansion into one of Africa's largest connected economies.

Streaming

  • 30% of Africa’s streaming market is driven by Nigeria, according to Statista, 2022.

Learn More

Simplified Expansion

  • The one-stop-shop solution to unlock payments in Nigeria and other markets in Africa, tailored to accommodate the digital payment preferences of local consumers.

Learn More

Credit Card Penetration

  • In Sub-Saharan Africa, only three out of 100 people own a credit card. Methods like mobile money or bank transfer are more widely used.

Learn More

Global companies selling with EBANX in Rising Markets

Get Started

EBANX solutions
↪in Nigeria

A diverse payment offering to reach the vastest internet economy in Africa.

Pay-In

A variety of payment methods with solutions that increase your total addressable market by providing the most relevant options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • Direct connection with local acquirers

  • Optimized balance between approval rates and chargebacks

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local risk and compliance management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house

More about Pay-In

High Order Value

Reduce manual work and optimize your cost-efficiency by automatically processing invoices exceeding USD 10,000 in a secure, scalable way.

EBANX High Order Value is an end-to-end payment solution for high-value cross-border transactions in emerging markets.

More about High Order Value

International Funds Settlement

Sell to Nigerians in Nairas (NGN) while accepting the most popular local payment methods. Receive your funds in USD anywhere.

All EBANX Solutions

payment methods in Nigeria

Unlike other African countries, cards are widely used for online purchases in Nigeria. Attention, though, to a telecommunication system called USSD: Unstructured Supplementary Service Data. The technology works through cell phones and does not require an internet connection.

A pre-determined code allows locals to perform financial transactions, like checking their account balance, sending money, accessing value-added services, and recharging airtime.

Share of payment methods in Nigeria (2022)

Source: Statista, 2022.

Whitepaper

Payments in Nigeria

Fueling Nigeria's growth through the digital payments surge.

Payment methods available in Nigeria with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
Visa
Mastercard
Verve
Installments

No

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

No
Yes
No
Visa
Mastercard
Verve
Installments

No

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

No
Yes
No

Ebanx Makes Cross-border Payments Easy So You Can Focus On Growth

Have a complete payment solution that helps your business cross borders and process international payments in Nigeria and many other countries in Africa and Latin America.

Get Started

Keep reading about payments in rising markets

Mobile Payments in Africa

How phones, SIM cards, and bank accounts have led to a continental financial inclusion.

Download whitepaper

Beyond Borders 2022-2023

An overview of online commerce in Latin America and Africa

Download Study