Chile Payment Gateway: Discover Online Solutions in Local Currency

Travel and digital goods are pushing the growth of Chilean e-commerce

Digital Commerce

  • Chilean digital commerce is expected to grow 19% annually through 2025.

  • The e-commerce penetration in Chile went from 58% in 2020 to 80% in 2022.

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Solutions

  • Pay-in with local relevant payment methods and hybrid funds settlement (domestic and/or international).

  • International and domestic payouts in local currency.

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Payment Methods

  • From cash-based to instant payment options, see all the payment methods available through EBANX in Chile.

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Global companies selling with EBANX in Chile

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Chile has the highest level of access to banking

Services in Latin America

With the most banked population among all the other Latin American countries, almost everyone in Chile has access to a debit card and a bank account, with 74.3% of its population owning a bank account. Home to about 20 million people, the country has all it takes for digital business to take off: high levels of internet penetration, access to banking services, and a thirst for digital goods since the pandemic.

  • +189% YoY growth: BNPL was the fastest-growing payment method in Chile in 2022, followed by account-based transfers, with annual growth of 131%.

  • +19% CAGR: the compound annual growth rate for Chile through 2025 is 19%.

  • +31% YoY growth: cross-border digital commerce sales volume in Chile in 2022.

  • Mobile x Desktop: Chilean shoppers bought more using mobile devices (58%) over desktops (42%) in 2022.

  • Retail: is the industry leader in sales volume ($18 billion in 2022), but with the slowest annual growth rate (10%). The travel and digital goods industries grew the most in 2022, 75% and 71% YoY, respectively.

EBANX solutions
↪in Chile

Rely on an expert payment partner to internationally manage your funds in Chile, from pay-in to payout.

Pay-In

A variety of payment methods with solutions that increase your total addressable market by providing the most relevant options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • 100+ direct connections with local acquirers

  • Optimized balance between approval rates and chargeback levels

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local Risk and Compliance Management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house

More about Pay-In

Payout

Make payments to suppliers and partners in Chilean Pesos (CLP), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.


  • Fast payouts with local payment methods

  • 90% average success rates

  • Request single and mass payouts in 3 easy steps

  • Work with amounts in USD or local currency

  • No minimum payout amount

  • Customizable reconciliation and detailed reports

More about Payout

Payment methods in chile

Chile has Latin America’s highest level of card penetration, with around 40 million credit and debit cards issued - an average of two cards per person. However, bank transfers and digital wallets have been heavily increasing in recent years, with a 2021-2022 YoY growth of 60% and 17%, respectively.

Payments on digital commerce in Chile (2022)

Source: EBANX & AMI Datapack 2022 *Includes cash on delivery, gift cards, and other miscellaneous payment methods.

Payment methods available in Chile with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
Servipag
Sencilito
Efectivo Klap
Installments

N/A

when a payment is made at intervals
Recurrence

No

International Settlement

Yes

Domestic Settlement

No

N/A
No
Yes
No
Visa
Mastercard
American Express
Diners Club
Magna
CRM
Presto
Installments

Yes

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

Yes, except for Amex, Magna, Diners, CMR, and PRESTO

Yes
Yes
Yes
Yes, except for Amex, Magna, Diners, CMR, and PRESTO
Visa
Mastercard
American Express
Diners Club
Magna
CRM
Presto
Installments

No

when a payment is made at intervals
Recurrence

Yes

International Settlement

Yes

Domestic Settlement

Yes

No
Yes
Yes
Yes
Mercado Pago
Mercado Pago Connect
MACH
Installments

N/A

when a payment is made at intervals
Recurrence

Yes, only for MercadoPago Connect

International Settlement

Yes

Domestic Settlement

No

N/A
Yes, only for MercadoPago Connect
Yes
No

Email payment notifications 

Besides having several payment methods available in the market, EBANX also cares about your customer experience. When your customers in Chile place an order, EBANX sends a payment-created notification via email. They receive a reminder if the payment isn't made within 24 hours. Finally, after the payment is done, a confirmation message is sent by email. 

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Payouts in Chile available with EBANX

*Get in touch with us for restrictions or further details. 

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EBANX makes cross-border payments easy so you can focus on growth

Have a complete payment solution that helps your business cross borders and process international payments in Chile and 17 other countries in Latin America and Africa.

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Keep reading about payments in rising markets

Beyond Borders

2022-2023

An overview of online commerce in Latin America and Africa

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Chile:

Payments & Market

Insights about consumption and payment trends in Chile.

Download Whitepaper