EBANX Solution for E-commerce

Sell more in rising economies through a frictionless, end-to-end, and localized payment experience

Onboard sellers internationally, choose your preferred settlement format, establish payouts to your vendors, provide hybrid single transactions, and increase your revenue by enabling a smooth purchase experience to your customers. 

Sell more with EBANX

Trusted by global e-commerce merchants:

Superior payments performance covering your entire e-commerce funds journey

+1.0 ppt average uplift in approval rates 

based on order level for our global e-commerce merchants in a one-year period.*

-0.2 ppt of average decrease in chargeback rates

for our global e-commerce merchants in a one year period.*

*Data collected between 2021 and 2022. It may vary according to the country.

Global e-commerces and marketplaces need a full-stack payments platform with superior features to support their plans, customer’s needs and markets requirement:

99.99% uptime

One-click payments

Retry Logic

Smart routing

Customer Score

Trusted MID

Account Card Updater

UX improvements

Complete reconciliation - including payments, chargebacks and refunds information

Automatic recurring billing and PCI / DSS compliant tokenization

Partnerships with multiple local acquirers in each country where we operate

Fast and guaranteed settlement in our merchant's proffered currency

Clear Dashboard and on-demand analytic reporting

Latin America and its powerful

e-commerce growth

Pacing at 33% per year between 2020 and 2022

Expected to reach USD 187 billion by the end of 2022

Source: EBANX & AMI, datapack 2022

Attracted by an unmet demand, global e-commerce and marketplaces are flocking to expanding economies, such as Latin America, adopting hybrid operations and competing with local titans. However, they need to deal with a hyper fragmented payments landscape: multiple countries with different cultures, regulations, payment landscapes, and currencies.

To get you ahead of the competition and reach more opportunities, EBANX offers more than 100 payment methods and enables hybrid single transactions. Merchants are able to split payments to their vendors and perform single and/or mass payouts, retain loyal shoppers, count on detailed reconciliation information about all transactions with full transparency, and much more. All that under one unique platform and payment partner, without worrying about third parties and multiple payment industry players.

Through EBANX, global e-commerces and marketplaces are able to overcome key challenges:

Receive local payments and make payouts 

  • Split payments automatically among all parties during a transaction

  • Have detailed payment information and traceability

  • Automate payments management (generation, confirmation, chargeback and refunds)

  • Monitor risky customers/transaction

Enable hybrid settlement operations and deal with foreign currency

  • Manage local and/or international funds settlements

  • Reduce costs with fixed FX rate (+ tax efficiency)

  • Have a unique reconciliation to sell in multiple currencies and countries

Have a local customer support experience

  • Have a customer support during the entire payment journey (confirmation, refunds, chargebacks)

  • Automate communication and customer management

  • Have a KYC (Know Your Customer) support to solve local compliance issues with minimum effort

Get Started

Start accepting local payments and paying sellers through built-to-fit solutions


Expand your total addressable market and sell more by offering a seamless payment experience to your customers. Have hybrid payment processing (international and domestic funds settlement together), unified reconciliation, and access more than 100 payment methods - including credit & debit cards, digital wallets, instant payments, cash & voucher payments, and bank transfers -  in 18 countries across Latin America and Africa. You can also offer installment payment options to your Latin American consumers to increase your average ticket size. 

More about Pay-In


Streamline your payout process while increasing your sellers or any partners' satisfaction and retention. With a single integration you are able to pay your domestic partners in their local currency, or your cross-border ones in USD. All of that from anywhere in the world and with payments confirmation in under 10 minutes for alternative payment methods and up to 3 business days for bank transfers. Our solution also provides an intuitive payee onboarding, supports single and mass payouts, and have automated payments which splits the value in each transaction according to previous setted rules. During the entire process, we run verification analysis to ensure your payouts comply with local regulations.

More about Payout

Single Transaction

Stop losing sales because of a poor customer experience caused by different checkouts with items from cross-border and domestic sellers. EBANX single transaction enables a unified cart and checkout page with products from multiple sellers, currencies and countries which improves your customer experience and helps maximize your revenue. You also have full visibility into the breakdown of what is domestic and what is international with every single payment.

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Use Case

Global Asian Brand Wins in 5 Latin American Countries Through Payments

A global e-commerce company from Asia wanted to expand to Latin America starting with the biggest markets of the region: Mexico and Brazil. The challenge was addressing the total potential audience with an accurate local payment methods strategy, and getting to know the particularities of the region to ensure keeping the same aggressive pricing that the company was used to offering in other countries. 

In a joint effort that began in 2018, EBANX teams worked on customized solutions that met the merchant's needs and has been generating outstanding results since then:

  • Expanded to 5 Latin American countries and counting with EBANX payment solutions: Brazil, Mexico, Chile, Colombia and Argentina.

  • Approval rate higher than 80% in the company's three main markets in Latin America (2022); 

  • 30% of new users in 2022 made their first purchase through PIX.

And more

Payments in local currency with more than 100 payment methods available

Since a great share of the population in growing economies is unbanked or lacks access to credit, many shoppers can't purchase products/services from e-commerces that only offer traditional payment methods. Thus, with more than 100 payment methods available in 18 expanding economies across Latin America and Africa. EBANX allows e-commerces to reach their unmet demand by offering high performance local payment options in local currency and to pay their sellers in a seamless way. 

  • Diverse payment methods from credit (installments available) and debit cards to alternative options such as vouchers, instant payments, digital wallets, and popular local bank transfers

  • International, domestic or mixed funds settlement

  • Local currency availability to charge customers with the preferred customer experience

  • Multiple, single or partial refunds, wherever it is necessary, for almost every payment method

See all payment methods

Installments (buy now, pay later) available to boost your sales

60% of our digital commerce merchants' sales are performed via installments. As a buy now, pay later option, it expands the consumers purchasing power, increasing the average order value (AOV) and leveraging conversion rates, which is a very common practice in rising economies such as Latin America. Thus, count on EBANX to offer payment plans of up to 48 monthly installments depending on the country and the purchase value.

View more Solutions

A localized smart anti-fraud solution to protect your e-commerce transactions

Growing economies, such as Latin American countries, are known for fraudster's creativity. For this reason, it is essential to be PCI compliant and have a localized smart fraud prevention strategy specifically designed for these markets. Through Shield - EBANX smart anti-fraud solution -  you have the best in-class technology and database to keep your operation safe in all purchase steps with the following features: 

  • Machine learning for a comprehensive behavior score

  • Chargeback guarantee with low rates

  • Block and trust lists to avoid blocking trusted clients

  • Robust validation scheme with payment capture to acquirers and banks validation.

  • Manual Review with EBANX's Fraud Specialists to reduce false declines while preventing fraud

  • A/B testing

  • False-positive measuring

  • Device fingerprint

More about EBANX Anti-fraud Solution

Flexible and convenient integrations

EBANX takes the heavy-lifting of integrations by providing developers support to our merchants so the process can be streamlined. There are different integration options to fit our merchants' business model, capabilities, strategy, and available resources.

  • Direct API - reverse personalized integration to generate fully transparent checkouts

  • Payment Link - manually generated payment links to cut the need for complex integrations

  • Drop-In - complete white-label and customizable checkout with no page redirection necessary

  • Payment Page - practical and safe checkout page managed by EBANX 

  • Industry Channels - over 15 EBANX partners to be integrated with, including Recurly, for recurring payments and subscription billing

See all integrations

World-class support for your e-commerce

Count on a dedicated team from experts specialized in your industry with different skills to provide world-class services. They are available according to your time-zone and in multiple regions (Latin America, US, Europe and APAC). 

  • Regular planning and analytical meetings

  • Merchant operational support

  • Market intelligence

  • Growth and marketing strategies

  • Close performance monitoring

  • Identification of opportunities

  • Roadmap for improvement

Selling goods and services are much easier with a top-performing payment partner.

Get started with EBANX built-to-fit payment solutions.

Get started

Stay on top of e-commerce trends in rising markets and the EBANX solution for this industry.


E-commerce growth in Latin America and Africa for 2023

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The Future of e-commerce payments

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2022/2023 Beyond Borders

Online retail still grows, fueled by alternative payments

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