PIX Payment

Safe, Cheap, and Instant – Anytime, Anywhere

Pix is reshaping the Brazilian payment system, offering a fast, secure, and accessible solution for businesses and consumers. EBANX, as the leading Pix payment processor, provides the expertise, innovation, and seamless operations needed for global companies to tap into this growing payment method.

More popular than credit cards

Over 70% of all Brazilians use Pix as their preferred payment method, making it more popular than credit cards. With EBANX, you can reach this vast audience seamlessly.

Driving online sales growth

Merchants that integrated Pix through EBANX saw a 16% increase in revenue and acquired 25% more new customers. Pix's power goes beyond processing payments—it helps businesses to increase their addressable market.

The fastest-growing payment method in Brazil

Pix’s presence in digital commerce is projected to grow at a CAGR of 35% from 2023 to 2027, serving as both a convenient payment option and a powerful growth tool for businesses.

Source: PCMI, 2024, Central Bank of Brazil and EBANX internal data

Trusted by Global Brands for Pix Payments

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EBANX is leading the market in Pix payment processing, having been recognized by the Central Bank of Brazil for superior performance.

Why offer Pix with EBANX?

Cross-border Pix capabilities

Enable instant Pix transactions for global merchants, backed by our regulatory expertise and local connections for seamless compliance with Brazilian laws.

Endorsed by the top tech companies worldwide

EBANX is trusted by top global brands for Pix payments, reducing operational burdens with a unified API and end-to-end Pix management. EBANX handles payments, refunds, and disputes so you can focus on growth.

Local expertise

Leverage EBANX’s extensive track record in Brazil and top-ranking status in the Central Bank’s assessments. Our direct participation in the Pix system ensures faster, more reliable transactions and full regulatory compliance.

Leading payment innovation

Stay ahead with cutting-edge features like Pix Automático — a solution that automates recurring payments through Pix, allowing businesses to charge customers automatically without requiring their manual approval for each payment.

Tailored solutions

Pix solutions are customized for your industry. It is essential to enhance payment workflows and optimize the user experience.

How Pix works

1 Registering a Pix key

Individuals or businesses register a Pix key with their financial institution (traditional banks, digital banks, or payment platforms). Options for Pix keys include CPF/CNPJ, phone number, e-mail, or a randomly generated key.

2 Making payments with Pix

Consumers can pay by scanning a QR code or entering the payee’s Pix key. Transactions are done instantly via smartphones, tablets, or computers.

3 Pix in digital commerce

At checkout, the user selects Pix and scans the displayed QR code or copies the provided key number. Pix operates as a real-time payment network, with transactions completed in under 10 seconds.

Key Facts: Individuals can have up to five keys; businesses can have up to 20 keys.

Introducing Pix Automático

Pix Automático is a new feature that enables recurring payments via Pix, bringing even more flexibility for your business and your consumers.

How it works: Pix Automático user experience mobile flow

➔ Your customer subscribes to a service, selects a fixed plan on your website, and chooses Pix for payment.

➔ Your customer opens their banking app and scans the Pix QR code.

➔ Your customer reviews the order details.

➔ Your customer confirms the payment and receives a summary of the transaction.

Pix Payment Initiator (PISP) capabilities

As a Pix Payment Initiator, EBANX enables seamless connections between banks using Open Banking technology, simplifying user experiences and boosting conversion rates by allowing payments to be authorized directly from the user's financial institution.

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Pix: Specifications with EBANX

Confirmation:

Real time

Recurrency:

Pix Automático

Payout:

Yes

High-value order:

Yes

Installments:

BNPL:

Min Amount:

BRL 0.50

Max Amount:

USD 10.000 per ID/month or per transaction

Refunds:

Yes

Chargeback system:

Yes

Outstanding Pix features via EBANX

Real-time transactions

Instant payment processing. Recurring payments are available through Pix Automático.

User-friendly and available 24/7

Pix is accessible anytime, anywhere.

Highly secure

Developed with stringent safety measures and compliant with Brazil's data protection regulations.

Versatile use cases

Suitable for transactions between people, businesses, and government entities.

Low cost

Free for individuals and affordable for companies.

High availability and performance

With 99.99% uptime, EBANX’s Pix infrastructure ranks A in time-out according to Central Bank standards.

EBANX goes beyond Pix payment processing

We empower merchants with unmatched efficiency and growth potential. Our high-performance infrastructure, recognized by the Central Bank, ensures 99.99% uptime and real-time monitoring for seamless operations during peak demand.

Streamlined refund management

Efficient Pix refunds with full visibility, providing a hassle-free process for merchants and reliable returns for customers.

Effortless handling of complexities

EBANX manages intricate tasks like settlement, remittance, and compliance, allowing you to focus on scaling your business.

Optimized conversion rates

With our streamlined payment flows and user-friendly solutions, you can achieve up to 97% conversion for QR code transactions.

Sell more and sell instantly with Pix

Ready to simplify payment processing, increase conversion rates, and grow your revenue in Brazil?

Fill out the form below to get in touch with our sales team.