The Local Pulse of Global Payments
Bridging the gap between local payment rails with global commerce trends to reveal what drives today's most dynamic markets.
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The definitive guide on e-commerce and digital payment trends through the lens of local experts
Beyond Borders is the EBANX annual study that maps the payments industry and e-commerce landscape across emerging markets, combining local market expertise with proprietary transaction data to uncover key payments insights and consumer trends.
The 2026 edition explores how the diversification of payment rails, the growth of card payments and digital wallets, the evolution of recurring and installment models, and the emergence of stablecoins and agentic commerce are reshaping market access across Latin America, Africa, and Asia.
A Taste of the Insights Awaiting You
A New World For Cards
The role of card payments is becoming increasingly specialized in emerging markets, with growth driven by installment payments, high-value transactions, and local card schemes. This shift is reshaping how cards compete within modern payment rails.
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Get the local expert insights you need to expand, optimize, and compete in emerging markets.